Nature and Scope of Advice

We can provide you with financial advice in relation to your personal insurances (life, trauma, disability income, and medical) and your business risk insurances (key person cover, shareholder protection, ACC, new to business cover, debt cover, and revenue cover). We only provide financial advice about insurance from NIB, AIA, Partners Life, Fidelity Life, Cigna, Accuro, and Asteron Life.

In providing you with financial advice regarding your existing policies, we will only consider existing life, trauma, income protection and health insurance policies (if any). We will not provide advice on existing whole of life or endowment products, so you will need to consult another specialist if you would like advice on those products.

Personal Insurance

We can provide you with financial advice in relation to your personal insurances (life, trauma, disability income, total and permanent disablement, and medical) and your business risk insurances (key person cover, shareholder protection, ACC, new to business cover, debt cover, and revenue cover). We only provide financial advice about insurance from NIB, AIA, Partners Life, Fidelity Life, Cigna, Accuro, and Asteron Life.

In providing you with financial advice regarding your existing policies, we will only consider existing life, trauma, income protection and health insurance policies (if any). We will not provide advice on existing whole of life or endowment products, so you will need to consult another specialist if you would like advice on those products.

General Insurance

We can provide you with advice in relation to general insurance (home, contents, and car). The Insurance Department works exclusively with Blanket Insurance to provide house, car and contents insurance via their digital application process.

The insurance offered by Blanket is provided by The Hollard Insurance Company Pty Ltd (Hollard). Administration of this insurance and claims handling services are managed by Ando Insurance Group Limited on behalf of Hollard. Hollard is a licensed insurer in New Zealand under s9 of the Insurance (Prudential Supervision) Act 2010. They are the only general insurance product provider that we work with.

Investment planning

We can provide you with investment planning services relation to KiwiSaver, superannuation, and investment products provided by NZ Funds, Generate, Kōura, and Booster.

The Insurance Department does not generally provide advice on products not listed above. However, some clients may have investments in other financial products. Where this is the case, we may provide advice on those products as part of providing financial and/or investment advice to these clients.

Our Process

coffee-icon

Initial Conversation

We begin with an initial conversation and this is where we find out all about you, your goals and what is important to you in life. This tells us what is valuable to you that you may want to protect.

report

Statement of Advice

We can now put together a full Statement of Advices including quotes and recommendations that will be the best fit. We will then present this to you help you to decide the best insurance plan for you.

patheway

Application Process

Once you have decided on the insurance you would like to take, we will run through a full application. We then present this to insurance companies who will assess your application and then present you an offer of insurance.

house

You Are Now Covered

Once you accept this offer of insurance, you are now covered. We will make sure everything is set up correctly so that this process always runs smoothly if anything were to happen.

service

Ongoing Support

We don’t disappear once the insurance is in place. We plan to be your insurance Advisor for life. We can help with claims or unexpected issues and we will regularly review your cover.

Expert advice you can trust

We’re committed to providing you with a personal and simplified approach to insurance. Our experienced experts will not only save you time and money but will ensure the entire process is straight-forward and easily understood.