Nature and Scope of Advice
We can provide you with financial advice in relation to your personal insurances (life, trauma, disability income, and medical) and your business risk insurances (key person cover, shareholder protection, ACC, new to business cover, debt cover, and revenue cover). We only provide financial advice about insurance from NIB, AIA, Partners Life, Fidelity Life, Cigna, Accuro, and Asteron Life.
In providing you with financial advice regarding your existing policies, we will only consider existing life, trauma, income protection and health insurance policies (if any). We will not provide advice on existing whole of life or endowment products, so you will need to consult another specialist if you would like advice on those products.
We begin with an initial conversation and this is where we find out all about you, your goals and what is important to you in life. This tells us what is valuable to you that you may want to protect.
Statement of Advice
We can now put together a full Statement of Advices including quotes and recommendations that will be the best fit. We will then present this to you help you to decide the best insurance plan for you.
Once you have decided on the insurance you would like to take, we will run through a full application. We then present this to insurance companies who will assess your application and then present you an offer of insurance.
You Are Now Covered
Once you accept this offer of insurance, you are now covered. We will make sure everything is set up correctly so that this process always runs smoothly if anything were to happen.
We don’t disappear once the insurance is in place. We plan to be your insurance Advisor for life. We can help with claims or unexpected issues and we will regularly review your cover.
Expert advice you can trust
We’re committed to providing you with a personal and simplified approach to insurance. Our experienced experts will not only save you time and money but will ensure the entire process is straight-forward and easily understood.